Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan commitment or financial advice. Actual Fannie Mae DUS loan terms are subject to DUS lender underwriting, Fannie Mae approval, property condition assessment (PCA), borrower qualifications, and current Form 4660 tier requirements. Occupancy requirements must be maintained for 90 days prior to commitment date. Investment metrics (cap rate, cash-on-cash, debt yield, break-even occupancy, GRM) are analytical tools for the investor and are not Fannie Mae underwriting gates. Consult a licensed DUS lender for actual loan sizing. True Blue Lending Corporation NMLS #2380218. Jesse Gonzalez NMLS #278103. Equal Housing Lender.